Commercial Finance FAQ

A commercial loan is an agreement between your company and a financial institution to finance goods, plant, machinery, vehicles, or any other commercial purposes.

Most lenders that we work with will allow you to use the loan proceeds for any business related purpose provided it is legal.

We often provide finance solutions for:

• General equipment and machinery
• Commercial or company vehicles
• Cash flow
• New technology or fittings for shops
• Debt repayments
• Loan refinancing
• Trucks
• Business acquisitions

This will depend on your personal situation as well as the lender’s criteria. Certain business loans may require collateral, such as commercial or residential property, to secure the loan, while others don’t. However, if the goods being funded have a clearly marked identifier (such as a serial number), this is often sufficient for the security (collateral). Our experts can help you navigate your options to find the right loan for you, no matter what product it is.

Bankruptcy in your past doesn’t automatically prevent you from getting a small business loan. Contact our Perth commercial finance team today and one of our loan experts will assist you.